Credit Repair

A credit score is a number generated by a mathematical formula designated to predict a person's creditworthiness. Credit scores range from 300 to 850.

• The higher your score, the greater your chances of getting approved for a loan.
• The lower your score, the lower chances of getting approved for credit.

Secondary credit report agencies, also known as alternative credit bureaus, are entities that collect and provide credit information about individuals and businesses. This information is used by lenders, landlords, and other institutions that need to assess a person or company's creditworthiness. 

A fundamental part of improving and protecting your credit health is becoming informed and understanding your rights. At Bounceback Enterprises, we take care of:

• Helping you become familiar with consumer protection laws.
• Helping you understand your rights when dealing with creditors and collection agencies.
• Teaching you how to recognize illegal and unethical credit repair practices.

Identifying and understanding the negative items on your credit report is essential to assessing your creditworthiness and taking steps to improve it. 

Being born in the United States is a birthright that includes access to basic needs, such as food, housing, and medical care. If there were no certain barriers or conditions limiting that access, these benefits would be within reachable.